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I’ve never had the need for a Payday Loan yet (and I guess it would be kind of pointless considering I don’t have a job), but I know some people who have had to fall back on this method in order to be able to pay their bills before their paycheck comes. I can see where this would be a great option if you had nowhere else to fall back on. A friend of mine started abusing the payday loan service he got comfortable with and he wasn’t paying the money back on time and it got him into an even bigger mess in the long run.
If you are responsible and really need the money so that you can pay rent or whatnot, then this wouldn’t be a bad option. Don’t get careless and think it’s free money, though. That will only hurt you in the long run.
